Hi - Is anybody else getting foreign transaction fees periodically on their Aadvantage Visa?

I have now gotten two. Citibank has gotten rid of both when I complained - but this time they were pretty defiant about it saying that Visa charges them 3% and they just pass this cost on to the consumer. Reading online it seems like most banks charge 3%, though Capitol One seems not to charge any fee whatsoever.

Is there any way around this? The last company that I got one from is based in the USA, but they do their banking out of England apparently (moneybookers.com). Their is no mention (that I can find) on their website of this fact, so that's pretty lame. (interesting note - when I called moneybookers I went to a call center in Sofia, Bulgaria. I'm not used to that and Bulgarian accents are much more pleasant sounding and easier to understand than Indian accents IMHO)

Thanks, and sorry if this question belongs elsewhere.


edit: apparently Chase BA Visas also don't have foreign transaction fees.