Originally Posted by
pinniped
For whatever reason, banks seem to be unwilling to open a new account and simply shift existing credit. Seems like that would work in their favor: another annual fee for them and no increased exposure.
This month we had 2 cases w/Citi of moving some of the credit-lines from existing cards to new cards (and adding another $1-2K). The 1st was Citi-AA to Citi-AA-Amex (companion, so no fee), the 2nd was Citi-AA to Citi-HH-Visa (no fee).