FlyerTalk Forums - View Single Post - Best credit card for high monthly spending

Apr 26, 2011 | 12:52 am

#14

Boraxo

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Join Date: Dec 2002

Location: Danville, CA, USA;

Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat

Posts: 17,987

Quote:

Originally Posted by toddreg

My experience has been that AMEX provides higher limits than VISA and will work with you to increase them. They will also "reallocate" credit amount different AMEX cards. I had a limit of $40000 on a SM amex, got a SPG amex with a limit of 20,000. reallocated 38000 from the old SM card to the new SPG giving me a limit of $58000 on my SPG line. This is on a business account where I use it for several major vendors each month. This reallocation is really handy if you are going to churn cards and need a high limit for business purposes.

That's the opposite of my experience and many others (read about Amex cutting limits). Mrs. B has received 4 cards over the last 4 years. Chase UA: 14k limit. Then SPG Amex: $2k limit. Then Citi AA: 10k limit. Then Chase WN: 12k limit. Were it not for the fact that we get great value from SPG points, amex would be terminated immediately. http://amexsux.com

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