Originally Posted by
ohnodapopo
I applied for a business cc with a sole proprietorship named "[last name] and associates". I was rejected by the company for not having proof of said business. I am thinking about reapplying for the same card (bummed about getting a second hard inquiry) with just [full name] as the business title.
You haven't provided any proof that you are a business. Business cards are for businesses. An EIN is enough, but you can also form an LLC or S corporation on the Internet quickly and cheaply. Just claiming to the bank that Joe Jones is a business, not a person, is insufficient.