Hi,

For some reason, businesses think if you have an EIN or employer identification number, you are much more likely to be a real business. It is IRS form SS-4, and is a simple one page form. If you don't have employees, you can tell them you are planning to get some next quarter.

Works on many levels, not just credit card issues. It also has the benefit of not having to give out your social security number to people whom you are doing business with. Might prevent identity theft.

Also, give your business name a few minutes of thought. Joe Shmo and associaties is common and trite. A business name should be distinctive, descriptive, and memorable. It is a valueable marketing tool, don't short change it with the most basic of names.

Hope that helps...good luck!

Alex