In suburban locations, there frequently isn't much difference between FI and CY except for the fact that Plats/Golds don't get breakfast at CY.

I stay in Courtyards often these days - even in spite of the Gold/Plat situation - because they are frequently around $45/nt. whereas FI tends to stay up in the $60-70 range. (I'm talking basic suburban Courtyards, mostly in North Dallas, the "old" style without renovated lobbies.)

In large cities, you'll occasionally find a CY that approaches a FS hotel with a true restaurant, lobby bar, or other amenities. Downtown Chicago has a good one, Seattle has a decent one (although they aren't the friendliest hotel), and the one near DCA airport is quite nice.

It's a funny brand...ranges from sub-FI to near-Marriott/Renaissance depending on where you are.