Not sure the exact percentage split, but it benefits both
merchant and bank and rips off cardholder.


DCC Pays You Back
Elavon shares the income generated by processing foreign
transactions and rebates a percentage of the conversion
fees to you on your monthly processing statement. The
more international business you do, the more you
improve your bottom line. Plus, because the amount on
the receipt matches that on the cardholder’s statement,
DCC reduces the number of chargebacks due to
unrecognized amounts.