I need to start planning a trip for November for my anniversary. I am looking at these two locations and would like your thoughts from anyone that has been to either/both for recommendations. My wife really wants to stay in an over-water bungalow. Anyone have any experiences that they can share?

Not really looking for hotel advice although if you have any I will take it. I am looking for information as to which place has more things to do, better atmosphere, more romantic, etc, etc. Basically, just general pros and cons.

Hopefully this is the right forum for this. I looked in the luxury forum and there is information on hotels but I didn't get a feel for the destinations from those threads.