You could always buy high dividend shares. I own Cornerstone Progressive (CFP) pays monthly and currently is over 16%. I buy it, get the dividend, sell when up and play all month until I buy it back. I like the monthly payers over the quarterly payers.
Of course that is after your Bankdirect acct is maxed out, or put the $16K dividend (minus tax) into Bankdirect.
JudyJFLA