I love this forum. I've only been here a couple of weeks. But, I've learned so much!

I have been wondering the same thing. My business charges are about $9K - $11K/month, not $30K, but I feel like I'm not getting much bang for my buck with Citibank Thank You points these days on my biz acct.

My husband and I just did a lot of the sign-up bonuses. I got 100K AA miles this winter, and C1 should have the matching 100K miles in my acct by the end of next week. Hubby got two of the 75K AA Citi cards that should be fulfilled by the end of May. I just got approved for the BA 100K card last night. Obviously, I'm all for getting as many miles as I can.

We have some big trips coming up. Our daughter is spending her next year of college in Japan and some of the summer in China. We need to fly her twice and we want to go visit next spring. Our son just moved to Colorado. (We live in New England.)

But I want to settle on a card for the business that will give me rewards that are very flexible (one of the reasons we've like the Thank You points so much) and a high rate. I like to have a bank of miles/points for our employees to use for special occasions and family emergencies, as well as our own family's use. We have 5 young adult kids and my mother still travels at 92-yrs-old. We go through a lot of points and miles.

The Citi TYP card used to have great bonuses. Now it is just 1 pt/$1. I'm new to C1, but like the idea of 2pts/$1.

I haven't really looked at the SPG, but now I will.