FlyerTalk Evangelist & Ambassador: China
Join Date: Aug 2005
Location: DEN
Programs: DL DM/MM, UA 1K, AA Exp, HH Dia, WOH Glob, IHG Plat, Marriott Gold, NA EE, Hertz PC
Posts: 17,421
Agree, no need for additional insurance. Unless you're doing something crazy like some adventure sport, you'll be fine with regular insurance. You'll just have to pay out of pocket and reimburse later, but even most expat insurance is like that.