Originally Posted by
philipr4
I simply cannot believe that I, with a stellar credit rating and having NEVR been denied any type of credit, was just denied this card. That is so unfortunate, because now, my credit rating will be affectedc negatively AND I don't get the bonus miles. Those of you contemplating applying should consider this before you, too fall for this very tempting offer.
Just my $.02.
Did you get any indication for why you were rejected? From keeping up with this thread, it appears that this card is actually pretty easy to get, especially when compared with some of the other cards with big bonuses going on now (like the USAir world premier mastercard from Barclay's). So while there's always a chance someone won't be approved, if one is relatively sure they have the credit to get a new card, they're probably correct with respect to this one (but of course there will be exceptions).
As for your credit score being adversely affected by the hard pull(s) - if you do have stellar credit, then any one of your scores won't be affected much by one pull. Single pulls have a much larger impact on those with less than stellar credit.