Ok, good to know. But that's not what I was told over the phone.

Curious though, is this info based on a phone conversation, or is it up on the website now? Also curious of how they are going to send out these refunds if you close the account before the change,...by check? I'm sure many of these account holders will be getting back only a few dollars, some far less. A refund would be quick and easy for those that keep their accounts open after the change.