Originally Posted by
world888traveler
Thank you for your advice. I didn't know you can hold more than one account from the same bank. Usually you have to close one to get the other. s for the credit score,
The "real" banks are more stringent with this and they don't let you have too much credit. I once had a "regular" card with 7000 limit and tried to apply for the gold card from the same bank. I got a call from them saying they can't approve it. Told them I don't care what the limits are as I wanted the gold card only for the free insurance benefits. They decreased the limit on the "regular" card to 1000 and approved the gold card.