Originally Posted by
Raffles
I finally decided to cancel my card 3 weeks ago - I'm into my new BA Amex year so my Amex spend will be pushed onto that until the time my Amex Gold renewal fee is due. Card is now showing as cancelled online, with a c £30 credit for the pro-rate annual fee refund.
It is not yet clear if they will send me a cheque for this £30, pay it into the account my direct debit comes from or (as I requested) credit it against my other Amex cards.
Next step ... apply for the SPG Amex!
I can help on this Raffles... They will send you a cheque unless you ask them to transfer the credit elsewhere. They refused to pay it to the account my dd comes from though. And my wife has got a cheque and a transfer to her BA amex (counts as a payment not a refund) - so no issues with reducing spend needed.