If you're churning credit cards for points (like a lot of FT'ers) or you're just a worrywart (like I am) you might want to think about enrolling in AMEX's credit secure: https://www295.americanexpress.com/p...toring/home.do

Its the best credit monitoring service out there. Its not cheap at $13 a month but there's no price you can put on piece of mind. They alert you every time you get a hard pull on your credit report and you're entitled to pull your own report (without it affecting your score) twice every month. You'll find it especially worthwhile when/if you need a home mortgage or car loan.