Originally Posted by
Dr Jabadski
I’m very curious how and where this information is found. What’s the difference between a hard pull and other pull’s?
You can see both hard pulls and soft pulls on your credit report.
A hard pull is one that is visible to other creditors, potential creditors, or anyone when they pull your report. You get a hard pull when you apply for a credit card or a loan. It stays on your report for 24 months.
A soft pull is only visible to you. You get soft pulls when your creditors check your reports for reviews or for marketing purposes.