The standard CDW protection included with a USA-issued Platinum Card is
secondary. It becomes primary only if the cardholder is not otherwise insured.
To verify details of coverage, start here:
https://yourcarrentalclaim.com/AmexC...eBenefits.aspx
...and enter your card type, and billing state.
Coverage is excess or secondary to all other insurance policies.
Sorry Mia, I respectfully disagree, the coverage is primary and allows you to take care of damage to vehicle without involving your primary car insurance...Here is the exact quote from the paperwork i just received "
Coverage is primary. You won't have to file a claim with your isnsurance company and risk having your premiums increase"