This Consumer report , like many they do has very narrow criteria as some have mentioned. At the end of the day I need a Credit card. I only need one, I only have one and because I have both my Business and Personal Banking with ANZ the matter of fees is very negotiable. I choose ANZ Platinum Airpoints Visa card having previously had the Qantas Visa. I get Airpoints, I get discounted Koru membership which is useful as I don't fly enough to gain status and I get a month to pay. I could of course follow Consumers advice and have a card that gives me none of that for the same price.(Yeah Right!!)

What they also did not take into account is how much cheaper flights are when bought online which you cannot do so easily without a card.

ZK-BEU