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Old Feb 19, 2011 | 3:57 pm
  #7  
wasapilot
 
Join Date: Jul 2010
Location: Christchurch, New Zealand
Programs: NZ*E
Posts: 62
Originally Posted by ntddevsys
This Consumer report is of low quality.

Premium credit cards (with benefits such as insurance) should not be compared with non-premium cards.

The idea that the annual fee should even come into the equation is laughable. In general, the annual fee is charged irrespective of whether charges are made on the account and it is therefore independent from the value derived by the user from holding the card.
Neither the Cannex or Consumer reports appear to factor in the insurance given with a premium level card from what I can see. For instance a years world wide cover from Southern Cross which includes a 15% member discount is NZ$470.

I think I'll stay with my BNZ Global plus gold amex, which appears to rate well in both surveys.
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