Obviously, you guys don't get my sense of humor because you guys seem to take yourselves a bit too seriously .. In terms of quality of posts, I've had more PM me thanking me for my contributions to this forum than all of you combined.. In fact I had to erase over 3,000 messages from my private messages box this past year because of the space restrictions.

While you guys twiddle your thumbs and criticize, those who see the forest for the trees have been saving hundreds sometimes thousands of dollars on F&F rates.. Sorry to be rude, but the reason why the F&F deal is still going, is not because I make a commission because I make $0 commission.. it's because FTers like yourself choose to criticize rather than help on this forum.