Originally Posted by
S.Marsh
I have a 765 FICO score (that probably doesn't mean much in the real world), a 2.8 year credit-history, a 0-5% revolving balance (I always pay balances in full), a $5,500 total credit-line, less than $9K in total income, and somehow I was approved for the 50K Continental deal.
Take note people...this guy is 22 years old. Sometimes it's better to pass up an offer than to try and go for it, further reducing your credit score.
And Welcome to FT
S.Marsh!