I'm not sure if this is the correct forum, but here it goes. About two years ago we had to cancel a European cruise and were able to successfully get our money back through the travel insurance policy. There is a possiblility that in a month or two we may need to make another claim as a result of illness/surgery for an upcoming trip. My quesion is will two cancellations/claims in the past three years pose any threat to future attempts to purchase travel insurance? We always purchase at the time of travel purchase to utilize the no preconditions clause, though the previous and possible current claims are not based on any precondition that existed prior to the purchasing of the insurance....