I got this information from my bankers a couple of weeks ago, and once again from the bank manager yesterday when he closed my accounts (I had to remind him to cancel my debit cards too!!) I think I got one warning months ago, via snailmail, about coming fee changes this year, and technically that is enough. They may let you slide a little longer because of ignorance, but the fees and requirements of all these checking accounts are changing.

The 5 swipes a month will not work anymore!! Like I said if you dont believe me, call your banker and ask if there are changes.

I applaud chase for this program, my wife and I are going first class to Hawaii thanks to it.

Hopefully they will have another good miles offer later this year after CO/UA merge thier programs and promotions.