If you have balances that you can't pay down right now you could get a business card that does not report to personal like Citi AAdvantage business visa and hope you get a big enough limit so you can transfer your other balances to it so they won't show on your report. Chase has business cards that don't report also.

If you are paying high interest rates on credit cards you can't pay down you can check at credit unions to get lower interest installment loan to pay off the credit cards. The installment debt will not count against your revolving utilization. It factors into your reports more like a car loan.

For the cards you don't carry a balance on, if you pay the day before the statement cuts it will not show on your report as utilization.