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Old Jan 30, 2011 | 7:14 am
  #1  
Mintman10
 
Join Date: Jul 2010
Posts: 152
Ways to decrease Credit Utilization

Right now my score sits at 672 because of somewhere around a 30% utilization. I don't have the cash in the next 2 months to pay down my balance.

What are some other ways to decrease my utilization right now, so that I can jump on some of the current offers. Right now my utilization is too high.

Call citi and ask for a CLI?
Apply for a card that is easy to get, that will decrease my Utilization in the short term?

Thanks in Advance
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