Originally Posted by thepointsguy

Correct- once you log into membershiprewards.com account, it will show an available "Points Advance" of 60,000 points. Simply go to the Delta transfer and do 50,000- even though your account has 0 points balance, the advance will cover you. When you finally do get the 50k signup bonus, they will use that to repay the advance. This is all for free and a huge benefit of the Amex Membership Rewards program.