I don't think this warrants an entire new thread, but there are some small additional features of PGA that could be useful.

'Local addresses and local telephone numbers of the nearest... attorneys; or other providers of emergency services such as U.S. consulates or embassies, or American Express Travel Service Locations as appropriate and as dictated by the resources available in each country or location.'

'No guarantee is made as to the quality of the emergency service provided, and the final selection of the provider, and any risk, shall be the sole responsibility of the Cardmember.'

'If necessary, the PGA Program will endeavor to secure and properly post bail bonds, where available, the bonding cost to be born by the Cardmember.'

'Help in coordinating the replacement of identification information and other documentation, such as passports and visas, will be provided through the best efforts of the PGA Program, if these documents have been lost or stolen.'

And, in the absolute worst case scenario:

'In case of death of a covered Cardmember or family member while traveling, the PGA program will provide the necessary administrative services to effect the transportation of the mortal remains of the covered individual back to the Cardmember's principal place of residence or place of burial, whichever is closer, and will pay all administrative and transportation expenses, and, subject to PGA's approval, the cost of a coffin or other encasesment of the remains suitable for travel.'