Thank You all. Apologize for the duplicate posting on QR forum. I was hoping that QR forum would be more familiar with QR operations even though I was on a UA ticket.
The bags finally arrived today, delivered by QR. They went all the way to JED and shipped back JED-DOH-IAD.
I had an AmEx insurance for 25 years, never had to use it, so cancelled it last year. Now I need to re-instate it or some other insurance.