Originally Posted by
CaptainMiles
... (cable, satellite, phone, internet and insurance) which are exactly the kinds of transactions that one typically does not carry the card.
The common element in those categories is that cards may be automatically used to pay recurring charges. Both behaviors (physically carrying the card and enrolling the card in autopay arrangements) are desirable for the card issuer. It's not coincidence that every major card issuer promotes the same categories.