What a great thread. Took me a while to get through many of the key posts, but so worth it!

Thanks to FT, I plan to have 2-3 international trips per year now, and realized I needed a 0% Forex card, and one with no annual fee since the only time it will get use is when I'm out of country... No need to go anywhere else, FT has all the answers!

Applied for a Capital One Visa Cash Rewards card, instant online approval with a $3k line, a bit smaller than I had hoped for, but should be sufficient to cover each trip in their entirety.