Unless your merchant is going to eat the fees then charging for cash makes no sense. I did the math because my wife has a credit card machine for her business and I looked at just swiping my card once a month for $5,000 and having her write me a check, deposit it and then pay the card off. With the merchant fees being deducted I could buy a ticket for cheaper.
If they are willing to eat the fees then it is great but I doubt they are going to do that for long. A better option would be the coins. I haven't/won't do it just because I don't want to have to go to the bank with thousands of dollars worth of coins/month and be ¨that guy¨.
Originally Posted by
a_student_flyer
Hey everyone, beginning to start out on this awesome journey/hobby/timesucker of travel-hacking.
Which offer should I go ahead and do - the AMEX 45k delta offer or the AMEX SPG card? Or can I get both? I recently received the Citi AA card.
My score is high enough, as I notice I'm already pre-approved for the platinum card. But I don't want too many credit pulls on my report and wonder if I'd even get approved if I do both today?
AA will probably my my airline of choice for the status but I still think the miles (free flight(s)) from other carries are nice too. I don't really don't make many purchases (being a student) but have a merchant where I'll be able to make purchases on my card (for cash) daily, so I hope to rack up miles that way through SPG.
Thanks and much appreciation to all you guys sharing your knowledge and experiences throughout this forum - you guys rock!