Thanks for the responses, we really have no further plans for the miles and it has taken me 10 years to rack up the 10k mile I earned from actually flying.
Im going to check out the upgrade reward site before doing anything. And by the way its only going to cost me 410.00 to transfer the miles to my account. That 20% bonus(if thats what their calling it) shaved off a few bucks. Maybe less depending how many miles I rack up using the Charge card.
Thanks for all the responses