Wandered by my Chase branch to ask what happened to 5K of the Conti miles I was supposed to have gotten six months ago when I opened two accts per an offer for 25K each. All had posted except for 5K.

Problem was corrected, sorta, Chase claimed I was only owed 2.5K, but, the nice lady told me that I was pre-approved for most any Chase credit and that she would process the app for me right then and there.

I thought this was a little odd since Chase had turned me (me! with my great credit score and big bucks! ) down for a Conti card a few months ago based on what appeared to be reasoning done by untrained mice.

Nonetheless, decided I would take a new Conti card with 25K bonus and 5K for adding an authorized user (was also offered a SW card with 16 bonus whatevers and no fee for first year and several other cards). Got instant approval and am happy I went by Chase. ^

Maybe you should visit Chase too and see if you are pre-approved?