Originally Posted by
seamaster73
sign up for amex premium car rental policy. i just did..it is free to sign up and if you rent a car it is the PRIMARY insurance for up to 100,000. it costs 17.95 for up to 42 day rental. that is for the whole rental period not DAILY. so it will pay out and you never have to involve your own insurance. you obviously have to use the amex card when renting.
You might live in California, where the prices are different. Outside of California, it's $19.95 per rental for up to $75,000 in coverage and $24.95 per rental for up to $100,000 in coverage. (They don't promote the $19.95/$75,000 level heavily.)
It also includes some personal accident insurance benefits.
Details here:
https://www295.americanexpress.com/p...do?source=CCSG
Good program, and I use it, although if I'm renting for one or two days (or up to three days if in LAX or NYC, where LDW typically runs about $9 or $10), I'll skip the Amex and buy LDW straight from the rental company, as it is a comparable price and LDW significantly reduces the hassle if something happens.