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Thread: "Diminished Value" Charges
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Old Dec 9, 2010 | 5:04 am
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bkafrick
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Originally Posted by PhillyInvestor
We've got a business to run and I'm frankly not spoiling for a fight. As a favor to the employee, we're not having him report this to his personal insurance and Amex coverage is secondary, so we're on our own here.
Yikes. If my employer DIDNT cover my accidents, I would never work there.

"As a favor"? If he's on the clock for you, I gotta think that you'd cover the insurance regardless of any "favors". There should be no reason that the employee should ever report this to their personal insurance. Your business policy should cover your employees while on your business.
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