Originally Posted by
mreed911
I actually run a positive balance on my Amex HHonors card for business travel. The limit got set at a ridiculously low $1000, so I just sent them more than that to cover any travel costs I might have, and as soon as an expense report clears, forward the payment via electronic billpay to Amex. I don't think I've had a "balance" on the card ever.
The funny thing is I was trying to increase the limit on my AMEX SPG card. They refused to increase my credit limit. The next day I apply for AMEX Plat and they give it to me with no preset spending limit.
It makes no sense, but I gladly took the bonus 100k points.