I wish I could answer the actual $ figure, but I wouldn't have a clue as to how it is calculated. Oh, and Fisch, as much as I would love to chat with you, please remember your lunch hour chat idea next time you call in and do not get a live voice on the line as quickly as you should. Sadly, there are a lot of "chatters" out there who seem to call for no purpose at all except that. And now with the cold weather just around the corner, well, don't ask me how many people call and say they want to go "somewhere hot" [b]right away.[b] This seems to be an extrememly popular thing to do as soon as Christmas vacation or spring break is upon us.