Interesting - point about biz v. pleasure - I made it clear we were on pleasure (I had my parents with me, my mom in her 60's & my dad in his 70's) and when I checked out I added my mom as an additional driver - which they said was normally $10/day, but were willing to waive the fee for me. The contract does state that there is full LDW on it - so even if it's not normally covered, in this situation, the contract reflects that it included and I made no indication that this was work rental (I was also renting out of my home base of LAS).
Returing the car early next week - will report my experience here.