Originally Posted by
Happy
No. It means you CARRY $15k combined balance of all "loans" including the outstanding, unpaid balance of your CCs.
I am sure you dont plan to carry an outstanding, unpaid balance on your CC in order to avoid the $6 monthly fee.
Didn't your personal account is upgraded to Premium when you opened your business account?
According to my banker, it is having a Line of Credit - not a balance due.