The $500 min changes things for me.

I was putting in $125 twice a month to the Chase account and the rest of my pay into my regular bank. Now I have to increase that to $500 each time. The $250 was easy to manage by paying a few bills (chase cards) out of that account. Now I have to pay $1000 worth of bills out of the account.

I can change my direct deposit information and amount online. The other option is to modify the amount each pay cycle. Chase only needs $500 once a month, so the other DD during the month can be $25. That will be a pain to manage.