Darned if I can figure out a pattern that helps me. I've had several Citi and Amex pulls in the last two years. All went to either Experian or Equifax. I live in Florida. Trying to see what I can apply for that would use Transunion but only in parts of CA does Transunion seem to be used regularly by any credit card company. Anyone see any CC company that would use Transunion on FL applications?