Hi,

I am a management consultant with my own small business who is also a rewards junkie. I and my family are members of 20 rewards programs including 9 airline programs, 6 hotel programs, 4 general rewards programs (including Amex MR and Thank You) and Amtrak.

We have a total of 1.1 million points across these 20 programs with the 2 highest being 300K in 2 BA Exec Club accounts (one each for me and my wife) and 270K in 4 Continental OnePass accounts (one for each family member).

Since June 30, we have accumulated a total of approx. 76K points including bonuses from Amex Premier Rewards Gold and Capital One Credit Card.

Chuck