Originally Posted by
justinc848
I've never seen a Visa Signature or World Mastercard that charged for going over your credit limit. Also, the point remains that one has much more protection when using credit than debit.
I never go over my credit line, but I know chase has it in the fine print on my Southwest visa they will charge an over the limit fee. I can't remember if I was asked to opt in for the protection or not (I know I was on all my checking accounts recently).