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Thread: DISCUSSION for Hilton Honors Hotels in or near Seattle, Washington, USA {US-WA}
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Old Nov 4, 2010 | 5:46 am
  #507  
justinc848
 
Join Date: Feb 2010
Location: Philly
Programs: HHonors Diamond, SPG Platinum
Posts: 197
Originally Posted by Cholodewitsch
I believe there are over the limit fees for credit cards as well. Looking at the terms and conditions for a Visa Signature card, you will see that they charge up to $35 for for going over your limit. It is strange because I am now seeing that you can select the same option on Visa credit cards as on debit cards:

"you can request that we cover overlimit transactions by opting in as instructed below.....we will charge you $39".

This doesn't make since in the fees section it states that they will charge you up to $35.

Some things to ponder.
I've never seen a Visa Signature or World Mastercard that charged for going over your credit limit. Also, the point remains that one has much more protection when using credit than debit.
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