Originally Posted by
VickiSoCal
Why do you assume that you will obviously save money?
Because the OP didn't do the math to figure out the bad exchange rate s/he received.
Originally Posted by
VickiSoCal
Often hotels do not use favorable exchange rates when calculating charges in dollars.
Always IME. Asian properties try to slip this by, which they did once to me but never again. Schwab Visa or similar FX fee free CC is the answer IMO.