One thing to watch out for when you end up upgraded to a pickup is that a lot of the free credit card insurance policies don't cover trucks, including pickup trucks like the F-150.

None of my Chase, Citi, or Amex cards do by default. I have the paid insurance option on my Amex, though, and that does cover pickups. Better to have the hassle of changing the card than the hassle of paying for any damage out of pocket or using my personal auto insurance.