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Old Oct 20, 10, 1:56 pm
formerly known as Frugal Travel Guy
Join Date: Jul 2001
Location: Hilton Head Island, SC
Programs: AA Exec Plat, UA Gold, HH Gold, SPG Gold, Marriott Silver, Hyatt Platinum
Posts: 1,913
Credit Pulls Database

Serious Card churners benefit from having an idea which credit reporting agency will probably pull the credit for a given card application. Example: a Chase Hyatt card from a South Carolina address was pulled by Equifax in September 2010

Here is the suggested format:

Card Issuer: First USA Chase
Card Type: Chase Hyatt card
City and State: Hilton Head Island, SC
Approx Inquiry: Date 9/19/10
Credit Agency: Equifax

Optional Info:
Credit Score: 825 VantageScore Scale the other scale is FICO
Result: Approved
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