Originally Posted by Jaimito Cartero

Yeah, this is the kind of guy that will die young, and no one will get any use out of his points. Sad, very sad.

If he was smart, he'd trade or <cough> sell some of them, put the money in a retirement account, and then have some real money to be able to travel 15-20 years from now.

Frequent flyer, hotel and other loyalty points are not gaining more value over time. Quite the opposite.