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Old Oct 15, 2010 | 12:34 pm
  #60  
Aitchly
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Originally Posted by thehawk75
In certain respects a good idea, if all you want to do is pay for the entire car with a credit card.
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If the only reason for paying with CC is for the rewards, then I wouldn't tell the dealer about my intention to use the CC at all. Negotiate your best deal, and then when it comes time to pay, whip out the credit card then. Put as much of it on the card as they'll allow. If you want to go through the extra effort, try speaking with the manager to put more on the card, or try quoting their merchant agreement with them to put the entire purchase on the card -- expect a lot of push back, or to walk away from the deal if you insist on going that far.
I tried the above and received plenty of pushback. As I wasn't willing to walk out the door, I settled for a few thousand over their initial 'limit'.

Of note, the salesperson, floor manager and manager had a different line than the back office finance guy; I suggest finding that wedge to push a few extra dollars onto the card.
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